Mortgage Loan Prodcuts

North State Bank Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide many different products.  Please contact us to help you find the right program for your needs.

30 Year Fixed Conforming Loan
Fixed rate mortgages for 30 years.  Loan amounts up to $417,000.
(25 and 20 year rates available)

15 Year Fixed Conforming Loan
Rate fixed for 15 years.  Loan amount not to exceed $417,000

5 Year Conforming ARM
Rate fixed for 5 years and amortized over 30 years.

30 Year Fixed Jumbo Loan
Rate fixed for 30 years.  Loan amounts from $417,050 - $2,000,000.
( 20 year rate available)

15 Year Fixed Jumbo Loan
Rate fixed for 15 years. Loan amount between $417,050 and $2,000,000.

FHA and VA Loans
Please call for rate quote. Loan limits apply based on County.

5 Year Jumbo ARM
Rate fixed for 5 years and amortized over 30 years. Loan amounts from $417,050 - $2,000,000.

*Long term locks and Interest Only loans are available.

Please contact us to help you find the right program for your needs.