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What to Bring to a Loan Application

-Most current pay stubs covering 1 month

-If self-employed, commission or rental income, past 2 years Federal Tax returns

-W-2s for past 2 years

-2 months current bank statements, investment accounts, stock statements, etc.
( to reflect the source of the funds to close) ALL PAGES

-Leases on rental property if rental income is to be used to offset mortgage payment

-Offer to Purchase and Contract (signed by all parties)

-Copy of listing agreement, sales contract or settlement statement on the property you are selling or have sold

-Check to North State Bank Mortgage, for the appraisal and credit report

-Copy of RECORDED separation agreement/final divorce

-Proof of receipt of child support payment/alimony (if needed)

-Copy of Drivers License/Photo ID

-Copy of RELO benefits package (if applicable)

 

   

 

 

 
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Here you can use our online tools to calculate monthly payments, find out how much you can afford, get the scoop on the currrent mortgage market and much more.

Please explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online! GO>>


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Utilize these resources to educate your clients and add value to your real estate services.GO>>

 
 

 

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